Open Enrollment is closed, but we’re not!

If you missed Open Enrollment, there are still ways to buy health insurance. Get more details below, and remember that our helpful team members are only a phone call away!

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How to get health insurance outside of Open Enrollment

Qualifying Events

You can still buy health insurance (or make changes to your current plan) year-round if you experience certain changes in your life, including losing your job’s health insurance, changes in your income, moving, getting married and having a baby. Qualifying life change events, like these and more, make you eligible for a 60-day Special Enrollment Period.

See which events qualify

Tax-Time Enrollment Program

You can connect to free or low-cost health insurance and qualify for a Special Enrollment Period by checking a box when you file your Colorado state taxes by April 15th.

More on tax-time enrollment

Health First Colorado or Child Health Plan Plus Programs

Apply and enroll in coverage any time of year when you meet specific monthly income requirements.

More details on Medicaid and CHP+

Native Americans

Members of Federally recognized tribes can enroll in health insurance year-round.

Learn more

You can also apply for and enroll in vision insurance year-round.
If you have any questions on your options, call our team at 855-752-6749.

Talk to a Team Member

Choosing Your Coverage Level: Gold, Silver or Bronze

Health insurance plans on the marketplace are categorized as Bronze, Silver or Gold based on differences in monthly premiums, deductibles and out-of-pocket expenses. They can help you quickly compare options and choose a plan that fits your budget based on how often you expect to use care.

Gold

Higher monthly premium with lower costs when you need care

Higher monthly premiums
Lower deductibles
Most comprehensive coverage

Ideal if you:
Need frequent care and want lower costs

Silver

Higher premiums with opportunity for healthcare discounts

Higher monthly premiums
Lower deductibles for those who qualify
For families that meet income requirements

Ideal if you:
Are eligible for cost-sharing reductions

Bronze

Lower monthly premium, higher costs when you need care

Lower monthly premiums
Higher deductibles
Good for healthy individuals

Ideal if you:
Are healthy and rarely go to the doctor

Compare Plans

Tools to help you get what you need

Free Expert Help

Our certified experts will help you get the right coverage that suits your needs and budget. Talk to an expert for free.

Help choosing the best plan for you
Enrollment assistance
In-person and virtual appointments
Year-round customer support

Make an appointment

Get Financial Assistance

You may qualify for financial help to lower the cost of your health insurance plan. Even if you haven’t qualified in the past, it is worth another look.